Accounts Receivable Collection Software for Credit Issuers

White-labeled platform protects brand with early collections.Recover more debts faster with consumer-friendly, compliant technology.
Empower AR teams to collect in-house on pre-default debts. Our fully white-labeled accounts receivable collection software protects your brand, engages customers early, and resolves more accounts before charge-off.
Request a Demo

Types of Credit Issuers Tratta works with

Large banks icon
Large Banks
Online Lenders icon
Online Lenders
Auto Lenders icon
Auto Lenders
Regional Banks icon
Regional Banks
Retail Lenders icon
Retail Lenders
Commercial Lenders icon
Commercial Lenders
BNPL icon
BNPL
Credit Unions icon
Credit Unions
Manage Debt Resolution
White-Labeled Admin Tools for Early Debt Recovery
Protect your brand with pre-default collections
Tratta’s accounts receivable collections software empowers AR teams to collect in-house on pre-default debts.
  • Check icon
    Fully white-labeled platform — operate under your own brand with custom logos, URLs, and language
  • Check icon
    Pre-default engagement — reach customers before accounts are charged off
  • Check icon
    Protect your brand and maintain trust during early collections
  • Check icon
    Resolve more accounts early when balances are smaller and relationships intact
  • Check icon
    Instantly activate features or edit notification templates without IT support
  • Check icon
    Offer flexible payment options including ACH, credit card, and Check21
  • Check icon
    Access real-time reporting with customizable filters and scheduled exports
  • Check icon
    Ensure compliance with SOC 2 security, two-factor authentication, audit logs, and archived communications
Powerful Admin Controls Keep You in Charge
Frictionless Account Holder Experience
Simple. Fast. Pain-Free.
Frictionless Account Holder Experience
Easy payments, self-service, and responsive support
Recovery rates rise when consumers confidently engage with accounts receivable collections software designed to boost self-service and trust. Tratta’s mobile-friendly portal simplifies payments, verification, and communication.
  • Check icon
    Smooth user transition from regular accounts recovery to collections with redirect from app into payments
  • Check icon
    Confirm identity using account info, invoices, or last four digits of SSN
  • Check icon
    Receive direct access through personalized links or QR codes
  • Check icon
    Choose flexible payment plans, manage multiple payment methods, or pay in full
  • Check icon
    View transaction history, download statements, and upload supporting documents
  • Check icon
    Submit and manage disputes, with outcomes visible right in the portal
  • Check icon
    Interact with a clear, branded system that develops confidence and trust
  • Check icon
    Configure SMS/email outreach cadence and include secure payment links

Trusted. Certified. Proven.

Tratta is backed by industry certifications and associations that ensure compliance and credibility you can count on.
National Creditors Bar Association - Industry Partner 2025AICPA SOC logoPCI logoRMAi logoACA International logo
CUSTOMER-FIRST

Incomparable Customer Service is Our Number One Priority

From initial inquiry to seamless customer self-serve debt collection portal implementation and ongoing user support, every Tratta team member is committed to your total satisfaction.
‘‘We typically get the information we need the same day. It's been a great customer experience.’’
Clint Knisal, Director of Risk Management and Collections, Multi Service Fuel Card
Rapid Onboarding
We’ll implement your new portal, integrate with existing systems, and train your people in 30 days.
White Glove Service
We will demonstrate our commitment to you with patience, responsiveness, and respect at all times.
Human Support
Enjoy 24/7 support ticketing and 99% same day response rate. No chatbots or offshore call centers.
Clear Communication
Questions? Concerns? We’ll tell you when you can expect resolution, then follow up on time.

Millions of consumers trust companies that use Tratta

Opendoor logoBolt logoGroupon logoGroupon logoGroupon logoAlign Balance logoCouch Lambert logoStenger Stenger logoVeloctity logo
FEATURES

Recover More Debts in Less Time

Our software includes a debt collection portal and powerful suite of features built with you in mind.
Ready to Get Started?
Schedule a personal tour of Tratta and see our accounts receivable collections software in action.
Request a Demo

Debt Recovery Insights for Creditors

Stay up to date on industry trends for debt collection teams and get expert tips on maximizing efficiency, strengthening compliance, and improving recovery rates with accounts receivable collections software.